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Apply for the Government's Recovery Loan Scheme

We provide specialist business finance including the Recovery Loan Scheme. Instant decisions available. No start ups. Minimum 2 years trading. Borrow £10,000 to £2million.
Asset Finance, Loans & Refinance all available on the scheme.

 Get Accepted: 

Borrow between £10,000 - £2 million
Terms up to 6 years from a range of lenders
5* Rated on Google Reviews
Instant decisions  under £100,000

Our Process


Get in touch and confirm your requirements.
Your account manager may ask you for supporting information.



Application approved and terms agreed.




Funds released.

What is Recovery Loan Scheme (RLS)?

The Recovery Loan Scheme (RLS) launched to help UK businesses access finance as they recover and grow following the Covid-19 pandemic. The scheme can be used for business purposes, such as managing cash flow, investment and growth but you must be able to afford to take out additional finance for these purposes. It's now launched in its 3rd iteration.

Benefits of RLS3

Borrow from £10,000 up to £2million.

No security can be taken on principle residence however personal gaurantees can now be taken in line with lenders credit policy.

Terms up to 6 years

Easy application process and instant decisions available

Get approved today for loans, asset finance, refinance and invoice finance

Can be taken on top of existing CBILS/Bounce Back Loan (BBL) facilities

Utilise for cash flow, investment and growth in your business post Covid 19

Am I eligible for an RLS Facility?

Now no need for self certification your business was affected by Covid 19.

No turnover restrictions but lender criteria applies

Minimum 2 years trading for loans and 1 years trading for asset finance/refinance

Over 50% of turnover from trading activity (i.e. not from investments or inter company trading)

Funding is primarily for trading in the UK

Further key features

Personal guarantees are allowed at lender discretion but no security on principle residence

Borrower remains 100% liable for the debt and the 70% guarantee is to the lender not client

Borrowers can apply for an RLS facility up to June 30th 2024, subject to review

In most circumstances, lenders can only offer RLS where they wouldn't lend on a normal facility.

Eligibility varies from lender to lender and we suggest calling one of our dedicated RLS specialists on 01908 039 818

Download the full Recovery Loan Scheme Brochure by clicking the below PDF Icon

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Find out about the rest of our finance products


Crown Business Finance Limited    |    Privacy Notice    |    Complaints

Crown Business Finance Limited is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Crown Business Finance Limited will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Crown Business Finance Limited is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.


Crown Business Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below;

Calls are recorded for training and monitoring purposes. This privacy notice applies to telephone calls recorded by Crown Business Finance. When a customer calls Crown Business Finance, the call is recorded. Such a call may contain personal data.


We use the recorded for monitoring and training purposes. The calls help us deliver quality services to our customers.

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