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Asset Refinance

Release cash from your assets with refinance

Use the equity already built up in your assets on your balance sheet and refinance them to release cash into the business; much like a loan, except typically with much cheaper rates. With the ability to refinance kit of any age, with residual values sitting high currently, you may be able to unlock your business growth from the assets you already own!

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What is a Refinance & how does it work?

Refinance allows your business to improve cashflow and/or consolidate existing debt within the business by using equity that you've built up in assets on your balance sheet.

The funders will obtain a valuation on the assets and establish how much cash can be raised against the assets. Whilst the agreement is ultimately tied to assets unlike an unsecured loan, interest rates tend to be lower given the security in the deal. Don't worry, you don't have to own the kit outright; even equipment on finance we can refinance, injecting cash into the business and easing your monthly outgoings by reducing your monthly repayment.

What are the benefits of Asset Refinance?

Low Interest rates with access to over 85 lenders

Money straight in your account, if cash injection within the deal

Reduce monthly commitments & help you raise capital for new asset purchases, deposit payments, cashflow and any other business purpose

Monthly payments over a term typically 2 years - 6 Years

Regain ownership of the asset at the end of the term

Interest element of the loan is tax deductible


Same day pay outs on signed documentation

Get a cash injection today. 

Get a finance quote

How it works


Get in touch and confirm your requirements.
Your account manager may ask you for supporting information.

Application sent to underwriting for approval and terms agreed.





Funds released and you start making agreed payments


Loan deals we've done


Refinance - HP


Civil Engineering 

Refinance HP - £150,350

Civil Engineering 

This client had a new project to undertake and needed vital cashflow, so refinanced three Takeuchi already within his fleet of kit to get the project started and hire more staff.

Account Manager 

Dillon Carpenter


Refinance - HP


Plant Hire Company

Refinance - £2,400,000

Plant Hire Company - UK & NI

Crown won the Deal of the Year at the annual Leasing Awards 2021 for this deal. A £2.4m refinance of over 60 assets, injecting much needed cash into the business during and reducing the rate on existing agreements.

Director -

Jake Batham


Loan Refinance


Food Production Manufacturer

Commercial Loan - £100,000

Food Production Manufacturer

Client wanted to consolidate a few short term loan funders into one simple monthly repayment. Deal done over a 12 month term, with the funds approved and paid out within 5 hours.

Account Manager

Dillon Carpenter

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Sale & Hire Purchase Back


Logistics Company

Sale & HP Back- £29,166

Logistics Company

A 1996 Scania 143. It's not often we finance something older than some of our Account Managers but this client made this purchase cash and then placed on a finance agreement with affordable monthly payments.


Account Manager -

Aaron Bhasin


Get a free quote today

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Phone: 01908 039 818

Address: Norfolk House, Silbury Boulevard, Milton Keynes, MK9 2AH

Crown Business Finance Limited is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Crown Business Finance Limited will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Crown Business Finance Limited is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.


Crown Business Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below;

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